What We Collect and Why We Use It
When you open an account with mo1221, we collect the information you provide during registration — your name, email address, and contact details. When you deposit using DANA, OVO or GoPay, we record transaction references and wallet identifiers to verify the payment and link it to
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your account correctly. We do not store your full e-wallet PIN or password at any point. We also collect device and session data — browser type, IP address, and session timestamps — to keep your account secure and detect unusual access patterns. If you access the
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platform from Makassar or anywhere else in Indonesia, the same data rules apply. We use this data to process your transactions, respond to account queries, and maintain the security of your account. We do not sell your personal data to third parties. Where we share data
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with payment processors or fraud-prevention services, it is limited to what is strictly necessary to complete the transaction or protect your account. Retention periods depend on the type of data: transaction records are kept as required by applicable financial regulations, while inactive account data is reviewed
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periodically. You have the right to request access to the data we hold, ask for corrections, or request deletion where permitted under applicable local law.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.